|
|
10/27/2009
The BBB offers consumers advice on how to benefit from the First-Time Home Buyers Tax Credit.
|
|
|
|
06/26/2009
The Better Business Bureau offers advice on keeping credit rates low. There are a few steps that credit card holders can take to try and keep their old rate despite economic conditions.
|
|
|
|
04/16/2009
In the past year, complaints to the Better Business Bureau of Chicago and Northern Illinois against payday lenders increased substantially.
|
|
|
04/03/2009
The continuing downturn in the economy means that many cash-strapped Americans are anxiously looking forward to receiving a tax refund check from Uncle Sam.
|
|
|
|
03/04/2009
In 2008 the number of people contacting the Chicago Better Business Bureau for a report on a business jumped 71 percent over the previous year and that trend continues nationally.
|
|
|
02/16/2009
The Better Business Bureau is reporting an increase in the number of consumers who are filing complaints against “online pawnshops”.
|
|
|
|
01/29/2009
Small business owners are always looking for ways to set themselves apart from their competitors; awards and recognition from a third-party are a great way for a company to differentiate itself from the competition.
|
|
|
|
11/26/2008
Know your rights, Use trustworthy Web sites, Protect your personal information, Beware of closeout sales, Beware of phishing, Confirm your online purchase is secure, Pay with a credit card
|
|
|
|
11/21/2008
Pre-paid bank cards are like gift cards, but can be used anywhere credit cards are accepted, allowing the recipient more flexibility in where the money can be spent. Pre-paid bank cards aren't without their downside, however, and the Better Business Bureau of Chicago and Northern Illinois is providing advice on purchasing and using pre-paid bank cards.
|
|
|
|
10/01/2007
This manual was prepared to help you, the advertiser, comply with requirements in federal law for advertising consumer credit and consumer leases. These requirements apply whenever you use specific terms in an advertisement promoting consumer credit or consumer leases. Although this manual is illustrated with newspaper advertisements, the law applies to all kinds of media advertisements for consumer credit and consumer leases.
|
|
|
|
12/01/2006
The Federal Trade Commission staff prepared this business booklet to help finance companies, retailers, and other creditors comply with the Credit Practices Rule, which went into effect March 1, 1985. This booklet tells you what the Credit Practices Rule requires, who must comply, and what transactions are covered. It also discusses liability for rule violations and how exemptions are granted.
|
|
|
|
11/01/2006
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 launched a new era: With limited exceptions, people who plan to file for bankruptcy protection must get credit counseling from a government-approved organization within 180 days before they file. They also must complete a debtor education course to have their debts discharged.
|
|
|
|
05/01/2006
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you’d be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help creditors evaluate your ability to repay home mortgage loans. Here’s how credit scoring works in helping decide who gets credit — and why.
|
|
|
|
05/01/2006
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy. Consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies.
|
|
|
|
04/01/2006
Credit is an important money management tool for both young and older consumers. Yet the elderly, particularly older women, may find it difficult to get credit.
|
|
