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12/23/2009
Chicago, Ill., -- December 23, 2009 -Simply buying an appropriate gift in the final days leading to Christmas may be considered a success. However, it is important to pay attention to the return policies at the stores where you are making purchases. Doing so will help ensure your thoughtfulness continues even if the original item needs to be returned.
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11/19/2009
As more families struggle in the tough economy, retailers are trying to make paying for holiday gifts more flexible by offering layaway options. With layaway experiencing a comeback, your Better Business Bureau offers the following guidance on how to use this old fashioned payment plan in lieu of credit cards.
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10/15/2009
The BBB warns about online ads that promise consumers a free trial of teeth whitening products but bill for products and services that they do not want.They also provide tips on how consumers can protect themselves from these kind of scams.
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10/08/2009
The BBB warns consumers about Scareware attacks that hackers use in order to steal personal information and spread viruses. The BBB also lists some tips to protect consumers from becoming victims of this scam.
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10/02/2009
The BBB offers advice on how to prepare for the flu season and for H1N1. Also, CDC offers a number of tips in order to prevent spreading the flu and H1N1.
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06/04/2009
With the U.S. Census process beginning, the BBB advises people to be cooperative, but cautious, to avoid becoming a victim of fraud or identity theft.
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05/11/2009
The Better Business Bureau advises brides and grooms to consider wedding insurance with the number of commercial bankruptcies on the rise.
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04/29/2009
The Better Business Bureau is warning consumers of spam e-mail messages which take advantage of the public's H1N1 virus concern. These messages may contain harmful computer viruses or malware.
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04/23/2009
Consumers in all 50 states report the company used misleading tactics to sell vehicle service contract of dubious value
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01/01/2008
If you’ve ever locked yourself out of your car or home, you know what a hassle it can be. Your first thought is to get someone to help you out of your situation. If a family member or friend can’t deliver a spare set of keys, your next call might be to a local locksmith. But before you make that call, consider this: According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, some locksmiths advertising in your local telephone book may not be local at all. They may not have professional training. What’s more, some of them may use intimidating tactics and overcharge you.
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06/01/2007
The possibility of losing your home because you can't make the mortgage payments can be terrifying. Perhaps you are one of the many consumers who took out a mortgage that had a fixed rate for the first two or three years and then had an adjustable rate. Or maybe you're anticipating an adjustment, and want to know what your payments will be and whether you'll be able to make them. Or maybe you're having trouble making ends meet because of an unrelated financial crisis.
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12/01/2006
Fraudulent claims can show up in ads for a wide variety of products and services. Most use similar terms and techniques to entice a reader, listener, or viewer to respond favorably to an ad. This publication includes general tips on how to screen ads effectively and particular tip-offs - "buzz words" or techniques - to help you identify some of the most common types of deceptions that are found in ads for get-rich-quick schemes, weight loss fraud, health fraud, credit repair and loan scams, travel fraud and product misrepresentations. By learning to spot the tell-tale signs of fraudulent advertising, you can protect your customers, your bottom line, your reputation, and the good name of your legitimate advertisers.
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12/01/2006
The Federal Trade Commission staff prepared this business booklet to help finance companies, retailers, and other creditors comply with the Credit Practices Rule, which went into effect March 1, 1985. This booklet tells you what the Credit Practices Rule requires, who must comply, and what transactions are covered. It also discusses liability for rule violations and how exemptions are granted.
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03/01/2005
A good credit rating is very important. Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, and even leases. They can use it when they choose to give or deny you credit or insurance, provided you receive fair and equal treatment. Sometimes, things happen that can cause credit problems: a temporary loss of income, an illness, even a computer error. Solving credit problems may take time and patience, but it doesn’t have to be an ordeal.
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01/01/2005
If you’re a hiring manager or human resources professional, chances are you review applications and resumes from people who want to work for your organization or who want to be promoted. Some applicants may list credentials — like a bachelor’s, master’s, or doctoral degree, or a professional certification — that sound credible, but in fact, were not earned through a legitimate course of study at an accredited institution.
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