One of the most frustrating aspects of identity fraud is that you may not discover it until it has already occurred. Below are some of the warning signs:
- You receive bills for a credit card account you never opened, or you may notice unfamiliar and unauthorized charges on your bills. Collection agencies may contact you regarding the payment of such debts.
- A billing cycle passes without receiving your credit card statement — or other expected mail - because it has been sent to a different address.
- Bank statements include transfers or withdrawals you do not remember, checks are missing from your checkbook, or new checks do not arrive in the mail.
- You get turned down for a credit card, mortgage or other loan because your credit report includes debts you never knew you had.